# Built By Josh Studio > A one-person creative studio in Kansas building Notion OS templates, Excel and Google Sheets workbooks, and zodiac digital art prints. Two distinct brands operate under one roof: Tynkr Tools & Co (productivity) and Built By Josh Studio (zodiac art). Built By Josh Studio is the parent studio: Josh started it in 2025 as a one-person creative practice and incorporated it as Built by Josh Studio LLC in 2026. The studio publishes a small, opinionated set of digital products under two brand identities. Tynkr Tools & Co (founded 2026) covers personal finance and creator business productivity tools — Notion templates and Excel/Google Sheets workbooks. The Built By Josh Studio brand also publishes AI-crafted Western zodiac, Chinese zodiac, and zodiac landscape digital art prints. Under the pen name J.S. Warden, Josh writes fiction: *Overlayed Echoes* (a near-future LitRPG novel, Book 1 of a planned five-book series) and *Ebonspire Chronicles* (a dark fantasy detective noir; Book One out now on Amazon). Josh is also the creator of the *Tales of Ink & Shadows Studio* YouTube channel. All products are digital with instant download. Native checkout via Lemon Squeezy on this domain; products are also available on Etsy. ## About - [About the studio and Josh](https://builtbyjoshstudio.com/about.html): Canonical About page covering the founder's background, the two-brand split, the book, the YouTube channel, and how to reach the studio. - [Books — J.S. Warden fiction](https://builtbyjoshstudio.com/books.html): Josh's fiction under the pen name J.S. Warden — Overlayed Echoes (a published near-future LitRPG novel, Book 1 of a planned five-book series; on Amazon in Kindle and paperback, and free on Kindle Unlimited) and Ebonspire Chronicles (a dark fantasy detective noir; Book One out now on Amazon — Kindle $7.99 at https://www.amazon.com/dp/B0H8BRT4NF (free on Kindle Unlimited), paperback $14.99, and hardcover $25.99; a completely separate world with no connection to Overlayed Echoes). - [Nước Mắm — A Vietnamese Family Cookbook](https://builtbyjoshstudio.com/nuoc-mam-cookbook.html): A 56-page Vietnamese family cookbook by Josh Tran (his own name, not the pen name) — fish sauce and core sauces, summer rolls, bún bowls, over-rice dishes, fried spring rolls, bánh mì, and a twelve-hour phở, balanced by tasting rather than measuring. $3.99 ebook (EPUB + PDF, instant download); also on Kindle at $3.99 (https://www.amazon.com/dp/B0HBCXTLWD) and on Etsy at $3.99 (https://www.etsy.com/listing/4551851115/nc-mm-vietnamese-family-cookbook-o). ## Field Dispatches — Overlayed Echoes companion fiction - [Field Dispatches index](https://builtbyjoshstudio.com/writing/): In-world companion fiction for the novel *Overlayed Echoes* by J.S. Warden — short "recovered log" pieces, each narrated by one of the five friends in the hour before the story begins (plus five from the night after, and one from later). They deepen the world and lead readers to the book. - [The Director's Voice (the game master)](https://builtbyjoshstudio.com/writing/directors-voice.html): The architect of the game — proud and quietly afraid — in the last hour before he runs the first session. - [Counting the Exits (the guardian)](https://builtbyjoshstudio.com/writing/counting-the-exits.html): The protector checks every safety twice before he'll let the people he loves step inside. - [The End of Worry (the medic)](https://builtbyjoshstudio.com/writing/end-of-worry.html): The group's caretaker runs her final checklist so she can stop worrying and enjoy the night. - [No Footnotes Required (the joker)](https://builtbyjoshstudio.com/writing/no-footnotes-required.html): The comedian on found family and the blanks his friends never made him fill in. - [The Things I Let Go (his sister)](https://builtbyjoshstudio.com/writing/the-things-i-let-go.html): His sister reads the fear under her brother's smile — and, as always, lets it go. - [The Glitch in the Soul (the game master, after)](https://builtbyjoshstudio.com/writing/corruption-of-immersion.html): A recovered log from after it all went wrong, when the system they built started writing back. - [Seven Feet of Silver (the guardian)](https://builtbyjoshstudio.com/writing/seven-feet-of-silver.html): The careful protector spends one night as a seven-foot holy warrior, with all five friends back in one room. The night after the first session. - [Exactly As Designed (the medic)](https://builtbyjoshstudio.com/writing/exactly-as-designed.html): The nurse's after-action checklist comes up clean — the pain ceiling she designed held — so she finally lets herself enjoy the win. The night after the first session. - [The Dagger Flip (the joker)](https://builtbyjoshstudio.com/writing/the-dagger-flip.html): The trickster gets the flourish he begged for, friendly-fires his own teammate on a natural one, and admits the game only made them more themselves. The night after the first session. - [The Edge of My Chair (his sister)](https://builtbyjoshstudio.com/writing/edge-of-my-chair.html): The mage watches from the edge of her chair and catalogs every gift her brother hid in the code. The night after the first session. - [The Load-Bearing Grin (the game master)](https://builtbyjoshstudio.com/writing/load-bearing-grin.html): The architect lists five things he told himself were nothing, the night his own world began bending the rules he wrote. The night after the first session. ## Characters — the five friends of Overlayed Echoes - [Overlayed Echoes characters](https://builtbyjoshstudio.com/writing/characters/): Profiles of the five friends — Kael, Theo, Angela, Marcus, and Lena — from the near-future LitRPG by J.S. Warden. - [Kael — the Game Master](https://builtbyjoshstudio.com/writing/characters/kael.html): The quiet one who built the game and holds the story together; the narrator. - [Theo — the Guardian](https://builtbyjoshstudio.com/writing/characters/theo.html): The protector who counts the exits before anyone steps inside. - [Angela — the Healer](https://builtbyjoshstudio.com/writing/characters/angela.html): The nurse who settles a room — kind but sharp; Theo's sister. - [Marcus — the Trickster](https://builtbyjoshstudio.com/writing/characters/marcus.html): Chaos personified; the laugh that keeps everyone from getting scared. - [Lena — the Mage](https://builtbyjoshstudio.com/writing/characters/lena.html): Quiet and watchful, all explosive magic; Kael's adopted sister. ## Tynkr Tools & Co — productivity products - [Ultimate Budget Workbook](https://builtbyjoshstudio.com/products/ultimate-budget-workbook.html): 23-tab Excel + Google Sheets budget system with sinking funds, debt payoff, net worth tracker, 50/30/20 analyzer. One-time $22.99. - [Home Buying & Mortgage Workbook](https://builtbyjoshstudio.com/products/home-buying-mortgage-workbook.html): 15-tab home buying spreadsheet with affordability analysis, amortization, rent vs buy break-even, closing-cost estimator. One-time $22.99. - [Creator Business OS](https://builtbyjoshstudio.com/products/creator-business-os.html): Notion CRM for solo creators — contacts, leads, deals, deliverables, invoices. One-time $19.99. - [Creator Content OS](https://builtbyjoshstudio.com/products/creator-content-os.html): Notion content planning system — library, pipeline, calendar, repurposing, performance tracking. One-time $19.99. - [Creator Finance OS](https://builtbyjoshstudio.com/products/creator-finance-os.html): Notion finance tracker for creators — revenue, expenses, budgets, debt payoff, tax estimates. One-time $19.99. - [Creator Launch OS](https://builtbyjoshstudio.com/products/creator-launch-os.html): Notion launch planner with a six-phase workflow for product launches. One-time $19.99. - [Creator Product OS](https://builtbyjoshstudio.com/products/creator-product-os.html): Notion product catalog — files, listings across platforms, bundles, version log, support tracking. One-time $19.99. - [Creator OS Full Stack](https://builtbyjoshstudio.com/products/creator-os-full-stack.html): All five Creator OS templates bundled together for $68.99 — $30.96 less than the five separately at $19.99 each. - [Products index](https://builtbyjoshstudio.com/products/): All Creator OS templates in one place. ## Tynkr Tools & Co — Guided print planners (paperback on Amazon) - [Planners index](https://builtbyjoshstudio.com/planners/): All Guided Series paperbacks — undated 8.5 x 11 guided workbooks, print companions to the digital tools. - [The Guided Budget Planner](https://builtbyjoshstudio.com/planners/guided-budget-planner.html): Undated 12-month expense tracker, bill organizer & debt payoff workbook. $14.99 paperback on Amazon; $7.99 print-it-yourself PDF on Etsy. - [The Guided Home Buying Workbook](https://builtbyjoshstudio.com/planners/guided-home-buying-workbook.html): Undated first-time buyer's companion — affordability, mortgage, closing & new-owner costs. $12.99 paperback on Amazon; $7.99 PDF on Etsy. - [The Guided Wedding Planner](https://builtbyjoshstudio.com/planners/guided-wedding-planner.html): Undated couple's companion — budget, guest list, vendors, timeline & day-of. $12.99 paperback on Amazon; $7.99 PDF on Etsy. - [The Guided Debt Payoff Planner](https://builtbyjoshstudio.com/planners/guided-debt-payoff-planner.html): Undated snowball & avalanche workbook — balance trackers, monthly check-ins & progress charts. $12.99 paperback on Amazon; $7.99 PDF on Etsy. - [The Guided Savings Planner](https://builtbyjoshstudio.com/planners/guided-savings-planner.html): Undated money challenge workbook — 52-week, 100-envelope & no-spend trackers plus an emergency fund plan. $12.99 paperback on Amazon; $7.99 print-it-yourself PDF on Etsy. ## Built By Josh Studio — zodiac art - [Zodiac art collections](https://builtbyjoshstudio.com/collections/): Western zodiac, Chinese zodiac, and zodiac landscape print series. Per-sign Western art bundles $10.99; per-sign Western Realms $7.99; per-animal Chinese bundles $6.99; all-in-one Chinese Zodiac Realms $10.99; all-in-one Western Landscapes $7.99. ## Blog — personal finance and creator business - [Sinking Funds Explained](https://builtbyjoshstudio.com/blog/sinking-funds-explained.html): How to budget for non-monthly expenses with the math and the spreadsheet mechanics. - [How to Build a Zero-Based Budget in Excel](https://builtbyjoshstudio.com/blog/zero-based-budget-excel.html): Step-by-step build with formulas; works in Google Sheets too. - [First-Time Homebuyer Mistakes](https://builtbyjoshstudio.com/blog/first-time-homebuyer-mistakes.html): Common errors first-time buyers make and how to avoid them. - [The Ultimate Budget Workbook breakdown](https://builtbyjoshstudio.com/blog/ultimate-budget-workbook.html): Detailed walkthrough of the workbook architecture. - [The Home Buying & Mortgage Workbook breakdown](https://builtbyjoshstudio.com/blog/home-buying-mortgage-workbook.html): Walkthrough of the home buying system. - [The complete Notion OS for a creator business](https://builtbyjoshstudio.com/blog/complete-notion-os-for-creator-business.html): How the five Creator OS modules connect into a single operating system. - [Notion Content OS deep dive](https://builtbyjoshstudio.com/blog/notion-content-os-for-creators.html) - [Notion Business OS deep dive](https://builtbyjoshstudio.com/blog/notion-business-os-for-creators.html) - [Notion Finance OS deep dive](https://builtbyjoshstudio.com/blog/notion-finance-os-for-creators.html) - [Notion Launch OS deep dive](https://builtbyjoshstudio.com/blog/notion-launch-os-for-creators.html) - [Notion Product OS deep dive](https://builtbyjoshstudio.com/blog/notion-product-os-for-creators.html) - [How to Track Etsy and Gumroad Income in Notion](https://builtbyjoshstudio.com/blog/track-etsy-gumroad-income-notion.html): Track gross, fees, and real net income per platform for digital sellers. - [Blog index](https://builtbyjoshstudio.com/blog.html): All posts. ## Free — templates and web tools - [Free templates & web tools](https://builtbyjoshstudio.com/free/): Free Lite versions of all five Creator OS Notion templates and both budget spreadsheets, plus twenty-four free browser utilities — twelve kitchen calculators and twelve money & business tools. Working tools, no signup. ## Free web utilities - [Universal Recipe Scaler](https://tools.builtbyjoshstudio.com/universal-recipe-scaler/): Scales recipe ingredient quantities up or down by serving count or weight multiplier. - [Cooking Timeline Calculator](https://tools.builtbyjoshstudio.com/reverse-roasting-calculator/): Works backward from your target dinner time to a start-to-serve oven schedule for roasts, turkeys, and barbecue. - [Baking Pan Swap Calculator](https://tools.builtbyjoshstudio.com/pan-swap-calculator/): Converts recipes between square, round, rectangular, loaf, and muffin pan sizes by surface area. - [Perfect Roast Pull Temp Calculator](https://tools.builtbyjoshstudio.com/perfect-roast-pull-temp-calculator/): Calculates pull temperatures for meats accounting for carryover cooking during rest. - [Brine Calculator](https://tools.builtbyjoshstudio.com/brine-calculator/): Calculates salt, sugar, and water ratios plus brining time for wet and dry brines. - [Meat Thawing Planner](https://tools.builtbyjoshstudio.com/meat-thawing-planner/): Backward-schedules food-safe refrigerator and cold-water thawing windows by protein type and weight. - [Dough Hydration Calculator](https://tools.builtbyjoshstudio.com/dough-hydration-calculator/): Calculates baker's percentages, hydration ratios, and starter adjustments for bread and sourdough. - [Cost Per Serving Calculator](https://tools.builtbyjoshstudio.com/cost-per-serving-calculator/): Calculates total recipe cost, cost per serving, and leftover pack amounts from ingredient quantities, pack sizes, and prices, with mass and volume unit conversions. - [Yeast Converter](https://tools.builtbyjoshstudio.com/yeast-converter/): Converts yeast quantities between active dry, instant, and fresh yeast by weight — grams, ounces, teaspoons, and packets — with automatic weight guards. - [Cookware & Pan Guide](https://tools.builtbyjoshstudio.com/cookware-pan-guide/): Recommends the best cookware material and pan shape for any cooking task by thermal profile, acid reactivity, and induction compatibility. - [Recipe Nutrition Calculator](https://tools.builtbyjoshstudio.com/recipe-nutrition-calculator/): Estimates per-serving calories, macro splits, and an Estimated Nutrition Facts label from pasted recipe text. - [Air Fryer Conversion Calculator](https://tools.builtbyjoshstudio.com/air-fryer-conversion-calculator/): Converts oven recipes to air fryer settings — temperature, time, and when to check, tuned by food type. Fahrenheit or Celsius. - [Freelance Rate Calculator](https://tools.builtbyjoshstudio.com/freelance-rate-calculator/): Calculates the hourly rate needed to hit an income goal after self-employment tax, business expenses, and non-billable hours. - [Debt Payoff Calculator](https://tools.builtbyjoshstudio.com/debt-payoff-calculator/): Compares snowball, avalanche, and hybrid debt payoff strategies — debt-free date and total interest saved. - [Budget Calculator](https://tools.builtbyjoshstudio.com/budget-calculator/): Compares 50/30/20 ideal vs. actual spending with adjustable category targets. - [Invoice Generator](https://tools.builtbyjoshstudio.com/invoice-generator/): Generates professional invoices with letterhead, line items, and tax, ready to print or save as PDF. - [Loan Payment Calculator](https://tools.builtbyjoshstudio.com/loan-payment-calculator/): Calculates the monthly payment, total interest, and payoff date for any auto or personal loan — and how much an extra payment saves. - [Compound Interest Calculator](https://tools.builtbyjoshstudio.com/compound-interest-calculator/): Shows how a starting amount plus monthly contributions grows with compound interest — total contributed vs. growth, year by year. - [Savings Goal Calculator](https://tools.builtbyjoshstudio.com/savings-goal-calculator/): Calculates when a savings goal is reached at a given monthly pace — with interest counted — plus the monthly amount needed to hit it in 1, 2, or 3 years. - [Emergency Fund Calculator](https://tools.builtbyjoshstudio.com/emergency-fund-calculator/): Finds an emergency fund target from real monthly expenses, shows current coverage, and the date it will be fully funded. - [Profit Margin Calculator](https://tools.builtbyjoshstudio.com/profit-margin-calculator/): Calculates real profit per sale after platform fees — margin, markup, break-even price, and the exact price for a target margin. - [Quarterly Tax Estimator](https://tools.builtbyjoshstudio.com/quarterly-tax-estimator/): Estimates quarterly self-employment tax payments — SE tax plus federal income tax from expected profit, with all four due dates. - [Home Affordability Calculator](https://tools.builtbyjoshstudio.com/home-affordability-calculator/): Shows how much house is affordable from income, debts, and down payment — the 28/36 rule with conservative, standard, and stretch price ranges. - [Take-Home Pay Calculator](https://tools.builtbyjoshstudio.com/take-home-pay-calculator/): Shows what a salary actually pays after federal tax, Social Security, Medicare, and 401(k) — per paycheck and per month. ## Desktop apps — Tynkr Tools & Co (coming soon) Four privacy-first, local-first Windows desktop apps. User data lives in flat files on the user's machine — no cloud, no accounts, no subscriptions. Site: https://tynkr.builtbyjoshstudio.com/ - [Tynkr Ledger — Personal Finance OS](https://tynkr.builtbyjoshstudio.com/ledger/): Transactions, budgets, bills, debt payoff, and net worth on your own disk. - [Tynkr Vault — Second Brain OS](https://tynkr.builtbyjoshstudio.com/vault/): Notes, tasks, and weekly reviews as plain Markdown files you own, with fast fuzzy search. - [Tynkr Hearth — Homebuyer OS](https://tynkr.builtbyjoshstudio.com/hearth/): The whole home purchase, mapped — mortgage math, down payment planning, cash-to-close, roadmap, document tracker. - [Tynkr Forge — Small Business OS](https://tynkr.builtbyjoshstudio.com/forge/): Invoicing, CRM, purchase orders, contracts, expenses with receipts, and proposals in one app. ## Beyond the studio - [Overlayed Echoes — Josh's novel on Amazon](https://www.amazon.com/dp/B0H3826V21): Near-future LitRPG novel by J.S. Warden (Book 1 of a planned five-book series), from the same studio. - [Tales of Ink & Shadows Studio on YouTube](https://www.youtube.com/@TalesofInkShadowsStudio): Creative channel covering writing, the studio process, and creative rabbit holes. - [Tynkr Tools & Co newsletter on Substack](https://tynkrtoolsco.substack.com/): The studio's newsletter. - [Linktree](https://linktr.ee/builtbyjoshstudio): All studio links in one place. ## Policies - [Refund Policy](https://builtbyjoshstudio.com/refunds.html): All sales final on digital products; technical issues always resolved. - [Privacy Policy](https://builtbyjoshstudio.com/privacy.html): Static site, no direct collection; Etsy and Lemon Squeezy handle their own data. - [Terms of Service](https://builtbyjoshstudio.com/terms.html): License grant, permitted/prohibited uses, governed by Kansas law. ## Contact Email: josh@builtbyjoshstudio.com