Face the numbers once, pick your method, then attack. A guided, undated workbook that walks you from a full debt inventory to a payoff order you believe in — with two years of trackers, check-ins, and payment logs to carry you to zero.
A few of the pages you'll work through — the debt inventory, the snowball method, the debt-free thermometer, and the trackers that carry you to zero.
Not a lecture about debt. The planner gets the whole picture on paper first, helps you pick the method you'll actually stick with, then hands you the trackers that make progress visible.
A full debt inventory across a two-page spread, a total-debt snapshot, and a worksheet for tackling it as a couple — the whole picture, on paper, once.
The snowball and the avalanche, each explained plainly, a "which one fits you" worksheet, your payoff order, and your projected debt-free date.
Find the extra dollars that speed everything up — trimming expenses, negotiating bills, and pointing found money at the plan.
The heart of the book: a color-in debt-free thermometer, a balance-over-time chart, 12 per-debt trackers, 24 monthly check-ins, and payment logs.
How credit scores work, a score tracker, and the no-new-debt habits — so the balances you kill stay dead.
Milestone pages, what to do with the freed-up payment, and a debt-free certificate to sign when you get there.
Payoff goes faster with a budget behind it. The Guided Budget Planner is the same guided, undated format — monthly budgets, bill trackers, and transaction logs that find the extra dollars this book sends at your debt. In paperback now.
See The Guided Budget Planner →