Saving money, turned into a game you can win — one challenge, one deposit, one colored-in box at a time. A guided, undated workbook with a step-by-step emergency fund plan, seven savings challenges, and two years of check-ins and deposit logs to watch the balance climb.
A few of the pages you'll work through — the savings snapshot, the starter fund thermometer, the 52-week challenge, and the 100-envelope grid you'll color in square by square.
Not a lecture about compound interest. The planner gets your starting number on paper, builds the deposit habit, then hands you challenge after challenge that makes saving feel like a game you're winning.
A starting snapshot, a savings-rate worksheet, and where to keep the money — so you know exactly where you stand before the first deposit.
Pay-yourself-first, automation, and the deposit rhythm that makes saving happen without willpower doing the heavy lifting.
A step-by-step plan with two color-in thermometers — your first $1,000, then the full cushion — plus a deposit log, emergency rules, and a refill plan.
The heart of the book: the 52-week challenge, the 100-envelope color-in grid, a no-spend month, the $5-bill challenge, round-ups, a pantry challenge, and build-your-own pages.
Save ahead for the expenses you can see coming — a plain-English explainer plus 10 named fund trackers.
Milestone markers, what to do when a fund is full, and a Fully Funded certificate to sign at the finish line.
Budget it, pay it off, then keep it. The Guided Budget Planner finds the money, The Guided Debt Payoff Planner kills the balances, and this book turns what's left into a cushion. Same guided, undated format — both companions are in paperback now.
The Guided Budget Planner → The Guided Debt Payoff Planner →